Community Calendar

If you’ve been renting and wondering if buying a home is even realistic for you, this workshop will give you a clear answer.
Most people I talk to think they need perfect credit, a large down payment, or years of preparation before they can even consider buying. In reality, many of them are much closer than they think, they just don’t have the right information.
In this free, in-person workshop, we’ll walk through exactly what it takes to buy your first home in today’s market, using real examples and straightforward explanations. You’ll leave knowing what’s possible for your situation and what your next step would be if you decide to move forward.

This is not a sales pitch or a commitment, it’s simply a chance to get clarity so you can stop guessing and start making informed decisions.

🎟️ Space is limited. Reserve your spot today and start your home-buying journey with clarity and confidence.

F&M Mortgage: Not a commitment to lend. Subject to underwriting approval.
NMLS# 414464 | Member FDIC | Equal Housing Lender

**Credit & Real Estate Wealth: Unlocking Your Future**
—Learn to build credit, secure funding, and invest in real estate for lasting wealth!

Credit & Real Estate Wealth: Unlocking Your Future is a live seminar designed to help you build credit, secure funding, and leverage real estate for wealth creation. Learn expert strategies to improve your credit profile, access capital, and invest in property, even if you're starting from scratch.

Whether your a first time home buyer, investor, entrepreneur, wholesaler, or your credit has been impacted after your home purchase preventing you from moving, this event will provide actionable steps to grow your financial future. Gain insights, network with like-minded professionals, and discover how to use credit and real estate to create lasting wealth.

Don't miss this opportunity to take control of your financial success!

Join Kate Tamarkin, therapeutic musician at Hospice of the Piedmont and Professor Emeritus and Music Director Laureate of the Charlottesville Symphony, for an introduction to the emerging field of “Music as Care.” She will explore the history, philosophy, and foundational principles of using live music to support healing and well-being in hospice and clinical settings.

Kate will demonstrate these principles through a live. Celtic harp performance, illustrating how music is adapted in real time to meet individual needs. The session will conclude with a guided musical meditation for the audience, offering a direct experience of music’s restorative and reflective power.

Pat Turner Ritchie will speak on Fort Hogg, the only known military fort in the Plains District that predates the signing of the Declaration of Independence in 1776.

**Credit & Real Estate Wealth: Unlocking Your Future**
—Learn to build credit, secure funding, and invest in real estate for lasting wealth!

Credit & Real Estate Wealth: Unlocking Your Future is a live seminar designed to help you build credit, secure funding, and leverage real estate for wealth creation. Learn expert strategies to improve your credit profile, access capital, and invest in property, even if you're starting from scratch.

Whether your a first time home buyer, investor, entrepreneur, wholesaler, or your credit has been impacted after your home purchase preventing you from moving, this event will provide actionable steps to grow your financial future. Gain insights, network with like-minded professionals, and discover how to use credit and real estate to create lasting wealth.

Don't miss this opportunity to take control of your financial success!

If you’ve been renting and wondering if buying a home is even realistic for you, this workshop will give you a clear answer.
Most people I talk to think they need perfect credit, a large down payment, or years of preparation before they can even consider buying. In reality, many of them are much closer than they think, they just don’t have the right information.
In this free, in-person workshop, we’ll walk through exactly what it takes to buy your first home in today’s market, using real examples and straightforward explanations. You’ll leave knowing what’s possible for your situation and what your next step would be if you decide to move forward.

This is not a sales pitch or a commitment, it’s simply a chance to get clarity so you can stop guessing and start making informed decisions.

🎟️ Space is limited. Reserve your spot today and start your home-buying journey with clarity and confidence.

F&M Mortgage: Not a commitment to lend. Subject to underwriting approval.
NMLS# 414464 | Member FDIC | Equal Housing Lender

If you’ve been renting and wondering if buying a home is even realistic for you, this workshop will give you a clear answer.
Most people I talk to think they need perfect credit, a large down payment, or years of preparation before they can even consider buying. In reality, many of them are much closer than they think, they just don’t have the right information.
In this free, in-person workshop, we’ll walk through exactly what it takes to buy your first home in today’s market, using real examples and straightforward explanations. You’ll leave knowing what’s possible for your situation and what your next step would be if you decide to move forward.

This is not a sales pitch or a commitment, it’s simply a chance to get clarity so you can stop guessing and start making informed decisions.

🎟️ Space is limited. Reserve your spot today and start your home-buying journey with clarity and confidence.

F&M Mortgage: Not a commitment to lend. Subject to underwriting approval.
NMLS# 414464 | Member FDIC | Equal Housing Lender

**Credit & Real Estate Wealth: Unlocking Your Future**
—Learn to build credit, secure funding, and invest in real estate for lasting wealth!

Credit & Real Estate Wealth: Unlocking Your Future is a live seminar designed to help you build credit, secure funding, and leverage real estate for wealth creation. Learn expert strategies to improve your credit profile, access capital, and invest in property, even if you're starting from scratch.

Whether your a first time home buyer, investor, entrepreneur, wholesaler, or your credit has been impacted after your home purchase preventing you from moving, this event will provide actionable steps to grow your financial future. Gain insights, network with like-minded professionals, and discover how to use credit and real estate to create lasting wealth.

Don't miss this opportunity to take control of your financial success!

**Credit & Real Estate Wealth: Unlocking Your Future**
—Learn to build credit, secure funding, and invest in real estate for lasting wealth!

Credit & Real Estate Wealth: Unlocking Your Future is a live seminar designed to help you build credit, secure funding, and leverage real estate for wealth creation. Learn expert strategies to improve your credit profile, access capital, and invest in property, even if you're starting from scratch.

Whether your a first time home buyer, investor, entrepreneur, wholesaler, or your credit has been impacted after your home purchase preventing you from moving, this event will provide actionable steps to grow your financial future. Gain insights, network with like-minded professionals, and discover how to use credit and real estate to create lasting wealth.

Don't miss this opportunity to take control of your financial success!

If you’ve been renting and wondering if buying a home is even realistic for you, this workshop will give you a clear answer.
Most people I talk to think they need perfect credit, a large down payment, or years of preparation before they can even consider buying. In reality, many of them are much closer than they think, they just don’t have the right information.
In this free, in-person workshop, we’ll walk through exactly what it takes to buy your first home in today’s market, using real examples and straightforward explanations. You’ll leave knowing what’s possible for your situation and what your next step would be if you decide to move forward.

This is not a sales pitch or a commitment, it’s simply a chance to get clarity so you can stop guessing and start making informed decisions.

🎟️ Space is limited. Reserve your spot today and start your home-buying journey with clarity and confidence.

F&M Mortgage: Not a commitment to lend. Subject to underwriting approval.
NMLS# 414464 | Member FDIC | Equal Housing Lender