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If you’ve been renting and wondering whether buying a home is realistic for you, this free First-Time Home Buyer Class in Harrisonburg, VA will help you understand your options.

Many future homebuyers assume they need perfect credit, a large down payment, or years of preparation before they can buy. In reality, you may be closer than you think, you just need the right information and a clear plan.

In this free, in-person workshop, Realtor Derek Chaudhuri of Kline May Realty and Veronica Amato of F&M Mortgage will explain the home-buying process in straightforward terms.

You’ll learn about:
Credit and what lenders look for
Pre-approval and mortgage options
Down payments and closing costs
First-time home buyer programs
Finding the right home
Making and negotiating an offer
Home inspections and appraisals
What happens from contract to closing

Whether you want to buy soon or are still months away, this class is designed to help you understand where you stand and what your next step should be.

This is not a high-pressure sales presentation. It is an educational opportunity to ask questions, get real answers, and make informed decisions about homeownership

🎟️ Space is limited. Reserve your spot today and start your home-buying journey with clarity and confidence.

F&M Mortgage: Not a commitment to lend. Subject to underwriting approval.
NMLS# 414464 | Member FDIC | Equal Housing Lender

If you’ve been renting and wondering if buying a home is even realistic for you, this workshop will give you a clear answer.
Most people I talk to think they need perfect credit, a large down payment, or years of preparation before they can even consider buying. In reality, many of them are much closer than they think, they just don’t have the right information.
In this free, in-person workshop, we’ll walk through exactly what it takes to buy your first home in today’s market, using real examples and straightforward explanations. You’ll leave knowing what’s possible for your situation and what your next step would be if you decide to move forward.

This is not a sales pitch or a commitment, it’s simply a chance to get clarity so you can stop guessing and start making informed decisions.

🎟️ Space is limited. Reserve your spot today and start your home-buying journey with clarity and confidence.

F&M Mortgage: Not a commitment to lend. Subject to underwriting approval.
NMLS# 414464 | Member FDIC | Equal Housing Lender

**Credit & Real Estate Wealth: Unlocking Your Future**
—Learn to build credit, secure funding, and invest in real estate for lasting wealth!

Credit & Real Estate Wealth: Unlocking Your Future is a live seminar designed to help you build credit, secure funding, and leverage real estate for wealth creation. Learn expert strategies to improve your credit profile, access capital, and invest in property, even if you're starting from scratch.

Whether your a first time home buyer, investor, entrepreneur, wholesaler, or your credit has been impacted after your home purchase preventing you from moving, this event will provide actionable steps to grow your financial future. Gain insights, network with like-minded professionals, and discover how to use credit and real estate to create lasting wealth.

Don't miss this opportunity to take control of your financial success!