If you’ve been renting and wondering whether buying a home is realistic for you, this free First-Time Home Buyer Class in Harrisonburg, VA will help you understand your options.

Many future homebuyers assume they need perfect credit, a large down payment, or years of preparation before they can buy. In reality, you may be closer than you think, you just need the right information and a clear plan.

In this free, in-person workshop, Realtor Derek Chaudhuri of Kline May Realty and Veronica Amato of F&M Mortgage will explain the home-buying process in straightforward terms.

You’ll learn about:
Credit and what lenders look for
Pre-approval and mortgage options
Down payments and closing costs
First-time home buyer programs
Finding the right home
Making and negotiating an offer
Home inspections and appraisals
What happens from contract to closing

Whether you want to buy soon or are still months away, this class is designed to help you understand where you stand and what your next step should be.

This is not a high-pressure sales presentation. It is an educational opportunity to ask questions, get real answers, and make informed decisions about homeownership

🎟️ Space is limited. Reserve your spot today and start your home-buying journey with clarity and confidence.

F&M Mortgage: Not a commitment to lend. Subject to underwriting approval.
NMLS# 414464 | Member FDIC | Equal Housing Lender